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Residential properties


We offer mortgages and specialist in-house support to commercial companies looking to invest in residential property in Jersey, Guernsey, Isle of Man and London.

How we can help

Our wide range of mortgages with competitive interest rates are designed to support your company and clients when buying a residential property in the Channel Islands, Isle of Man or UK.

Residential non-personal mortgage

Specifically designed for special purpose vehicle (SPV) and trustee borrowers, these mortgages offer flexible property financing for new asset purchase and re-financing of existing properties. Key features include:

  • Up to 85% lending value percentage, subject to location and value
  • Interest-only or repayment options for properties in the UK, Channel Islands and Isle of Man
  • In-house expertise with a deep knowledge of your local area
  • Locally-based teams dedicated to supporting you throughout the process.

Residential investment property mortgage

For non-personal borrowers, our loans are designed to support asset acquisition or to help leverage or diversify investments. Key features include:

  • Up to 65% loan to value ratio, subject to location and value
  • Available for single properties or portfolios in the UK, Channel Islands and Isle of Man
  • Interest-only or repayment options
  • In-house expertise with a deep knowledge of your local area
  • Locally-based teams dedicated to supporting you throughout the process.

Please note

These products are for commercial clients only. Both product types carry terms and conditions, such as the requirement for a licence to occupy or a mandate of rental income. Lending fees and borrowing costs apply, and early repayment may incur additional charges.

Talk to us

Talk to us

If you’re looking for a residential property, we can help. Call your local team today.

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