Capital whenever it's needed
Overdrafts are easy to arrange and if approved,1 you can have access to your funds in a few days.
Business overdrafts
Fast access to working capital
An overdraft can be the simplest solution to access working capital to meet short-term financing needs.
What we offer
Overdrafts1 can be an ideal source of temporary funds to cover unpredictable business expenses, urgent working capital demands or fluctuations in borrowing requirements.
Flexible borrowing
Increase or decrease your overdraft limit as your circumstances change.
Cost minimisation
Only pay interest on overdrawn balances, which you can repay any time.
Choice of currencies
Currency overdrafts in sterling, US dollar or euro to help avoid negative effects from unfavourable exchange rates.
Key benefits
- Ideal for unpredictable short-term borrowing
- Flexible and convenient
- Minimise currency risk.
For information on loans and overdrafts rates, please see our rates and tariffs page.
Talk to us
Call your local team to discuss and apply for a business overdraft.
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