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Cash management

Cash management

Smart solutions to make your money work harder

Maximise your cash management with our low-cost, bespoke and simple solutions so your business can go further.

What we offer

An experienced team you can trust

As a leading bank for overseas corporates and financial intermediaries, we have the industry expertise necessary to meet your bespoke demands, helping you to exceed your ambitions.

Expertise and efficiency

We offer you access to a team of experts with specialities across the breadth of cash management.

By working to understand your needs and collaborating with you, we can offer individual solutions tailored to your immediate and long-term objectives.

A structured, consultative approach

Using a four-stage approach, we can help make sure you meet your goals.

First, we'll review your processes and agree your objectives. We’ll then develop tailored solutions and help integrate them into your existing systems. Finally, we'll measure your performance to check it meets your goals.

Cash management's four key stages

As your trusted cash management partner, we offer you access to leading products and services shaped around your organisation’s individual goals and demands. We have the network, resources and expertise to bring your cash management to optimum efficiency.

  • Optimising liquidity


    Concentrating surplus cash or notionally pooling bank account balances allows your liquidity to be managed as efficiently as possible.

    Benefits

    • Improved liquidity
    • Reduced administration
    • Range of cash pooling solutions
    • Potential for enhanced yield from surplus liquid assets.

    Solutions

    • Credit balance aggregation
    • Client monies scheme
    • Liquidity concentration
    • Deposit products.
  • Receiving money


    Our integrated solutions make sure you receive money as efficiently as possible.

    Benefits

    • Simple, efficient payment collection
    • Flexibility to accept UK and foreign currency cheques and cash
    • Hassle-free bulk payment collection
    • Proven international solutions.

    Solutions

    • Direct debit origination
    • Inward cross-border payments
    • Inward domestic payments
  • Managing transactions


    Bespoke to your business, our integrated channel solutions give you greater visibility and more control over payments processing and data reconciliation.

    Benefits

    • Complete visibility of accounts and transactions
    • Tailored solutions
    • Enterprise resource planning (ERP) and treasury management solutions(TMS) integration.

    Solutions

    • Direct corporate access
    • Host to host
    • SWIFT connectivity
    • Request for transfer
    • Online banking.
  • Making payments


    When money is leaving your organisation, our multi-channel approach allows you to stream your outgoings, depending on their value and volume of transactions, where they're going and how time critical they are.

    Benefits

    • Fast, accurate payments
    • Flexible payment options from electronic to card
    • Flexibility to set immediate or future payment dates.

    Solutions

    • International payments
    • SEPA credit transfer
    • Corporate BACS
    • Faster payments
    • CHAPS.
Talk to us about cash management

Talk to us

Find out you can optimise your cash management.

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