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COVID-19 Information for businesses

Business Banking: Coronavirus help and support

We know the impact of coronavirus (COVID-19) is a major concern for businesses right now, and we want to reassure you that we’re here to help you and your business through this difficult time.

This page provides information on the financial support available to you as well as tips on managing your business through this crisis, including how to stay safe from fraud. This information is correct at the time of writing, but things could change so please keep checking back for the latest updates.

If you need to speak to us

The current situation will undoubtedly leave many people with questions about how coronavirus will affect their business. However, we’d be really grateful if you’d only call us right now if you’re concerned about an immediate financial problem. It’ll help us focus on helping those in the most vulnerable situations.

If you do need to call, it may take longer than usual to get through to us. You can also request a call back from our team using the link below. Thank you for your patience and ongoing support.

Need help with your business finances?

We realise you might be concerned about cash-flow at the moment and may need extra financial support to help your business through this time. Here’s how we can help:

Chat to our business managers

Our business banking experts can talk you through the financing options available to you based on your individual business and personal circumstances. Speak to your relationship manager or request a call back from our team.

Government backed coronavirus Business Disruption Loan Guarantee Scheme

We’re supporting initiatives by the Governments of Jersey, Guernsey and Isle of Man, to help businesses facing financial difficulty due to the impact of coronavirus.

Each scheme will help to provide local businesses with urgent cash flow support due to issues associated with COVID-19.

Complete our 5 questions to check if you’re eligible for your local scheme. If you think you qualify, speak to your relationship manager or complete our call back form.

Business banking fee support

To relieve some of the pressure on our business clients with an annual turnover up to £400,000, we are giving you free everyday banking.

Read our FAQs for more information.

Keeping your business safe from fraud and scams

Fraudsters are taking advantage of the coronavirus outbreak and using the crisis as a cover for scams. Remember we will never ask you to move money to a ‘safe account’ or ask you for your PINs or Passwords.

Working remotely and adapting to new ways of doing business can also make you more vulnerable to a cyber-attack.

Check out our tips to help keep you and your business safe from scams and fraud.

Managing your business banking from home

For help with setting up Barclays.NET and iPortal at home, see our help guides.

Managing your personal finances during COVID-19

If you have a personal current account, mortgage or loan with us, find out how we’re supporting you and the changes to our services in response to COVID-19.

Find out if you're business is eligible for your local coronavirus Business Disruption Loan Guarantee Scheme

Answer our 5 questions to find out if your business qualifies for the Government of Jersey, States of Guernsey or Isle of Man Government Business Disruption Loan Guarantee Scheme.

1: Have you experienced a loss in trading or any impact on business performance as a consequence of coronavirus?
Warning
This option might not be suitable for you but there might be other products available.
2: Can you prove that your business would've been able to afford this lending before the coronavirus outbreak (for example, with your financial accounts)?
Warning
If your business was in financial difficulty before the outbreak, you won't be eligible for the  Coronavirus Business Disruption Loan Guarantee Scheme.

See which grants are available within your island:

Jersey

Guernsey

Isle of Man

3: Is your business based in the Isle of Man , Jersey or Guernsey with a group turnover of no more than £10 million per year?
Warning
The Coronavirus Business Disruption Loan Guarantee Scheme isn't available for corporate businesses with an annual turnover of more than £10m.

Please contact your Relationship Manager for advice and support, or read more about support packages from your island's government:

Jersey

Guernsey

Isle of Man

4: Does your business need funding of between £5,000 to £500,000?
Warning
The Coronavirus Business Interruption Loan Scheme is only available for lending up to £500,000.

We may be able to help if you need less than £5,000

5: Are you looking to help fund your business with either a business loan or an overdraft?
Warning
We are only able to offer lending through loans/overdrafts within this scheme.
Success
Your business could be eligible for a Business Disruption Loan Guarantee Scheme, as set out by Crown Dependency Governments

If you have a dedicated relationship manager, get in touch with them first.

Otherwise please complete the form for your island.

Request a call back

 

Jersey

 

Guernsey

 

Isle of Man